Alliance of American Insurers (AAI)

The Alliance of American Insurers (AAI) was coalition consisting primarily of property-casualty insurance carriers. The Alliance of American Insurers was formed in order to provide political clout for the property-casualty insurance industry. It pursues various activities directed toward promoting its objectives to both politicians and the public. In 2004, the AAI and National Association of Independent Insurers (NAII) merged to form a new organization known as the Property Casualty Insurers Association of America (PCI), which at the time represented over 40 percent of the property and casualty insurance marketplace.

Carrying on the work of both the Alliance of American Insurers and NAII mission, today's PCI represents itself as the property casualty industry’s most effective and diverse trade association, representing 1,000 member companies in decidedly "member-driven organization."

PCI's purpose is to advocate its members’ public policy positions in all 50 states and on Capitol Hill, while keeping members current on the information that is critical to their businesses. To achieve those aims, the PCI retains a lobbyist in every state along with 12 experienced regional managers in key state capitols. PCI tracks every bill and regulation affecting the property casualty insurance industry – on both a state and federal level – and provides information to its members to help them make informed business decisions.

Legislators and regulators depend on PCI as a source of accurate, data-driven information, and solid insight about how proposed legislation or regulation will affect the property and casualty insurance industry and the larger business community.

In an industry where information is so important, the PCI works to ensure members have what they need to ensure efficient and effective business operations while avoiding the costs of non-compliance.

PCI experts deliver practical understanding of more than 200 subject areas available to members from day one of their membership. This group is available by phone or email to answer member questions every business day. In addition, PCI also maintains more than 80 publications that track trends and provide news and analysis for all lines of property casualty business, including:

• daily state and federal legislative and regulatory alerts 
• bulletins covering trends on 30 topics 
• 50 state compliance charts 
• 1,200 compliance bulletins

Member may also access peer-to-peer information exchange when they participate in the PCI's standing committees and our annual seminars.

PCI members write:

• $220 billion in annual premium 
• 44 percent of the U.S. auto insurance market
• 30 percent of the homeowners market
• 35 percent of the commercial property and liability market 
• 37 percent of the private workers comp market