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Personal Finance

Personal Finance Mortgages

Mortgages

Getting a mortgage is a complicated process. You need to know what it takes to be pre-approved, how to get the best rate, whether you need mortgage insurance and how to handle closing costs. Find out everything you need to know to be prepared to save money on the biggest purchase you will ever make.

Personal Finance

Annual Percentage Rate (APR) Definition

An APR is defined as the annual rate charged for borrowing, expressed as a single percentage number that represents the actual yearly cost o...