American Risk and Insurance Association (ARIA)

The American Risk and Insurance Association (ARIA) is a professional organization for academics and associates in the insurance industry. The American Risk and Insurance Association consists of carriers, scholars and individuals involved in the insurance industry in various capacities. Its purpose is to promote the insurance industry at large to the public and promote further research.

Through the American Risk and Insurance Association, members receive many valuable tools and opportunities for enlightenment, growth and education. Conferences, research papers, and recognition combine to make ARIA well worth joining. 

ARIA was founded in 1932, and its membership comprises academics, individual insurance industry representatives, students and retirees. ARIA promotes research relevant to the operational concerns and functions of insurance professionals. It also provides resources, information and support on important insurance issues. ARIA also works to expand and improve academic instruction to students of risk management and insurance.  

ARIA provides networking, information and support on important insurance issues to members. It also sponsors awards, publications, and conferences. Its main publication is the Journal of Risk and Insurance, which contains news and information on insurance, risk management and related fields of expertise. The Journal of Risk and Insurance (JRI) is the flagship journal for ARIA. The JRI is among the most well recognized academic risk management and insurance journals in the world and is currently indexed by the American Economic Association’s Economic Literature Index, the Finance Literature Index, RePEc, the Social Sciences Citation Index, Lexis-Nexis, Dow Jones Interactive, and others.

The JRI publishes original research in risk management and insurance economics in the following subject matter areas:

• Industrial organization of insurance markets
  

• Risk management in private and public sectors
  

• Insurance finance, financial pricing, financial management
  

• Economics of employee benefits, pension plans, and social insurance
  

• Utility theory and demand for insurance
  

• Asymmetric information, moral hazard, and adverse selection
  

• Insurance regulation
  

• Econometric, actuarial, and statistical methodology
  

• Economics of insurance institutions
  

• Insurance cycles and economic cycles of insurance markets
  

ARIA also does Risk Management and Insurance Review, ARIA's Annual Meeting, and the annual Risk Theory Society. It is not limited to any particular branch of insurance and promotes the industry as a whole.

• Knowledge: ARIA values high quality research using scientifically rigorous methods, so policymakers and practitioners can confidently use the results to help guide their decisions.
• Community: ARIA promotes community recognizing that scholars from multiple backgrounds located in a variety of institutional arrangements meaningfully contribute to ARIA’s mission.
• Society: The various methods used to manage risk are critical to enrich people’s lives, strengthen the productive capacity of the economy and improve social welfare.